Frequently Asked Questions

What are your office hours?

We are open Monday through Thursday from 9:00 am to 5:30 pm, and on Fridays from 9:00 am to 5:00 pm.

What types of insurance do you provide?

We help our clients with all of their home, auto, umbrella, renters, condominium, flood, earthquake, motorhome, boats, and motorcycle insurance needs.

How do I get an insurance quote?

Call us today at 562-867-7017 and schedule a consultation with one of our agents. During your consultation, our agent will ask you questions and provide you with a quote.

Do I have to have homeowners insurance for my home?

No. You do not legally have to have homeowners insurance for your home. But there is a chance if you have a mortgage on your house that your lender will require having the insurance to protect your home from damage. After you have paid off your mortgage, you can go on without having home insurance, but it is highly recommended in order to continue to protect your home.

Should I have a home inventory on file?

If you ever need to make a claim on your home, having a home inventory helps with the process. It also makes verifying your items a lot easier for the insurance company. An inventory is also helpful during tax return time because you can determine any losses you may have endured.

How can I lower my car insurance costs?

Try lowering your monthly car insurance costs by:


  • Compare policies
  • Ask about discounts
  • Buy a low-profile vehicle
  • Take a higher deductible
  • Pay premiums annually

Does where I live affect the cost of my car insurance?

Yes it does. Insurance tends to be lower in rural areas and higher in cities. Rates can vary within cities based on incidents of car thefts and accident rates. Our agents will be able to help you determine what your rates will be.